XOASSA Consulting and Digital Solutions
Smarter decisions. Stronger growth.
"XOASSA is a thought leading international consulting and digital solutioning firm. We partner with retail banks, non-bank financial institutions, and diverse industries to drive sustainable growth by optimising decision-making across the entire customer lifecycle. Our bespoke digital solutions harness advanced machine learning to deliver next-generation scorecards and tailored decisioning models. We provide a comprehensive reporting suite that gives a clear, real-time view of your portfolio's performance and risk. Our forward-thinking approach helps clients anticipate and model a wider range of evolving risks, ensuring their portfolios are resilient to future economic and social shifts. This gives our clients not only powerful insights but also the practical solutions they need to unlock portfolio growth and elevate profitability"
Rob Cookson - Pragmatic Revolutionary @ XOASSA
Rob Cookson - Pragmatic Revolutionary @ XOASSA
The future of lending is already taking shape with BIBi.MODULES
Banking in a Box (BIBiTM) is a modular solution we are currently developing for seamless integration with your existing technological architecture. It is designed to empower financial institutions with near real-time reporting and decisioning capabilities. By plugging directly into your current systems, our solution eliminates the need for a costly and complex overhaul, while providing the practical tools and actionable insights required to make smarter, faster, and more effective decisions across your lending portfolio.
Next-Generation Scorecards & Models
BIBi.SCORE™ provides bespoke scorecards and decisioning models that go beyond traditional metrics, allowing for more precise and effective risk assessment and customer segmentation.
Extensive Reporting Suite
BIBi.INSIGHT™ This powerful tool provides a clear, real-time view of your portfolio's performance and risk, with customisable dashboards and reporting that give you instant, actionable insights.
End-to-End Lifecycle Optimisation
The platform's modules are engineered to support the entire customer credit lifecycle, from automated acquisition and onboarding to intelligent account management and collections.
Future-Ready Risk & Resiliency
BIBi.HORIZON™ will help you anticipate and model a wider range of evolving risks, including demographic and economic shifts, ensuring your portfolio is resilient and optimised for sustained growth.
“The new reporting module delivers incredibly valuable and actionable insights that drive smarter decisions”
Amer Bushnaq
Head of Card and Payments Investbank
Over 175 years of collective expertise, transforming challenges into decisive action
Our team of experts has created a powerful solution that turns complex data into clear, actionable insights. We’re your strategic partner, helping you proactively manage risk and gain a competitive edge. Whether addressing a specific challenge or guiding broader initiatives, our services are flexible: we can consult on a single business unit, solve critical problems, navigate complex integrations, or design and build custom digital solutions from the ground up.
What are you waiting for?
Get the Solutions You Need, When You Need Them
We offer comprehensive consulting and solutioning capabilities
What are you waiting for?
Digital Solutions That Drive Smarter Decisions
We design and implement custom digital solutions—from dashboards and scorecards to predictive models—that turn complex information into actionable insights and clear strategy